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Elements Enhanced: More Reasons to Quote with Assurant

The latest Assurant Elements enhancements are here, delivering higher cover limits, stronger benefits and even greater value—giving brokers more reasons to quote and more choice for their clients.

For brokers, these changes do more than strengthen the proposition. They create new opportunities to engage clients, review existing cover and recommend a solution that offers broader protection and greater flexibility.

What's Improved?

We've increased Buildings cover limits across the range, helping you accommodate more clients and higher-value properties:

  • Bronze increased from £400,000 to £500,000
  • Silver increased from £600,000 to £750,000
  • Gold increased from £750,000 to £1 million

Alternative Accommodation limits have also been significantly enhanced, with Gold now providing up to £200,000 of cover, ensuring clients have greater support if they're unable to stay in their home following an insured event.

In addition, Defective Property Liability cover has been added across the buildings range, while Contents products now benefit from a number of valuable enhancements including increased key cover, higher liability limits and improved personal possessions protection.

Why Quote with Elements?

The enhanced Elements proposition gives brokers access to:

✅ Higher limits with Buildings cover up to £1 million.

✅ Three product tiers offering choice and flexibility for different customer needs.

✅ Stronger protection through enhanced Buildings and Contents benefits.

✅ Improved value for clients without adding unnecessary complexity.

✅ More opportunities to review existing clients' cover as rebuild costs, property values and household contents continue to rise.

The Perfect Client Conversation

Many homeowners haven't reviewed their Buildings and Contents sums insured for several years. With rising rebuild costs and property values, there's a growing risk that some clients may no longer have the level of protection they need.

The enhanced Elements proposition provides the ideal reason to reconnect with clients, review their current arrangements and ensure their cover remains fit for purpose.

Whether you're speaking to clients approaching renewal, reviewing competitor policies or looking for opportunities within your existing book, Elements now offers more cover, more value and more reasons to quote than ever before.

More Cover. More Value. More Choice.

Start a conversation with your clients today and see how Elements could give them the cover, value and choice that’s right for them.